Fiscal irresponsibility is an important social issue, and is of great concern to governments, businesses and individuals alike. To address this, The PSS Group has launched the Financial Workplace Initiative which provides a platform for employees Australia-wide to have access to professional solutions which promotes responsible financial administration and management. By consistently and systematically enforcing good habits, this will lead employees to gear themselves for future financial stability and success.

The PSS Group (PSS) provides an extensive range of FREE and discounted financial services and benefits. In this way, PSS cares for its members both personally and professionally. PSS believes that employees Australia-wide deserve the opportunity to have access to a wide range of financial professionals and as such become financially educated and develop good financial habits.

Amongst other things, your membership with The PSS Group entitles you to:

• Free Financial Planning consultations

Services include superannuation, financial and wealth planning and education initiatives from a fully qualified Financial Planner. This is performed annually close to your membership sign up date.

The Financial Planning Association of Australia (FPA) research shows that three quarters of Australians have experienced financial difficulty at some point. While household wealth is rising, so too is our cost of living, credit card debt, and many Australians struggle to afford the home they want.

• Free financial consultation with your personal Financial Troubleshooting Expert

Unlimited financial consultations (normally worth $170 per hour) which provide advice and recommendations on budgetary planning, controlling and understanding credit, bank and high return accounts, tips on saving and borrowing for your first home and much more.

PSS will also provide free advice and consultation to your family members.

• Discounted annual Taxation Return

Service provided by a fully qualified Tax Planner and Agent at a highly discounted rate for PSS members only. You will recoup your fees many times over just by the savings made on this service alone.

Our highly trained Tax Consultants will help you understand how the tax laws apply to your situation. No matter how simple or complex your tax return - even if it involves negative gearing, capital gains or business income - we help you to take advantage of the current tax laws.

• Free quarterly Insurance Assessment

This ensures ongoing asset protection and adequate coverage across your asset portfolio. All Members get a comprehensive analysis of their current Insurance policies and then we troublehoot them to find if you have the right policy for your individual needs. These Insurances include: Home & Contents, Life, Income Protection, Car and Landlord Protection.

Statistics show that approximately 90% of Australian's aren't adequately covered and insured for unforeseen circumstances.

• Free Real Estate services

PSS members receive Free Buyers Agent service. Buyers Agents usually charge an upfront fee to search, negotiate and exectue their duties, however, all members receive all Buyers Agent Services for free, they are never charged a fee.

PSS members also receive a .25% discount on the sales commission if you select us to sell your house. This can be quite a significant saving. Further, because we only deal with pre-approved buyers, we sell properties faster and more efficiently than other agencies around.

• Free Financial Administration and Management System

PSS offers an interactive document management service that helps its members be more organized and efficient. Using triply-redundant storage subsystems to ensure exceptional data integrity, PSS securely stores and files your receipts and other documentation. You”ll never need a shoe box again!

Every July, PSS will automatically compile and send your information to a PSS Tax Planner to begin your tax lodgement process.

• Free Financial Education Initiative

Professionals from all over Australia have offered their time and expertise to give all employees unlimited financial advice and support. All financial Members have unlimited access to these services, however, none paying employees don't have the service offerings which are part of the package.

The SmartState Initiative website is a huge success and is rapidly gaining momentum within the Social Networking Forum Facebook.

Terms and Conditions: Please enrol me as a member of The PSS Group. I hereby authorise you to make a weekly deduction of $3 to The PSS Group from my nominated bank account through Paypal. This authority shall remain in force so long as I remain a member of The PSS Group. I understand that the personal information contained on this application and all financial information sent to The PSS Group via any medium may be viewed by any The PSS Group staff member for the purpose of analysis. I understand that The PSS Group will not forward my information to a third party unless the services offered by that third party are directly related to my overall financial position. In this instance, I give authority to pass my personal and financial details to this third party.

Please click on Subscribe if you agree with the Terms and Conditions, and to become a member. On completion of the application you will receive a Welcome to The Financial Workplace Initiative Pack, which has a pen, presentation folder, magnet, envelopes and a letter from the Director further explaining the services all members enjoy now and for the rest of their lives.